3香港
 
New Phone & Cash Plan
Get Flagship Handset & Instant Cash, Up to $50,000 in Total1
3HK customers can now get a new phone and extra cash through 3Money's New Phone and Cash Plan - with zero interest, low administrative fees, and tenors up to 60 months for a more flexible repayment. Apply online 24/7 and get your approval result instantly without the need for any complicated documentation process - get your phone and cash, all hassle free.
New Phone & Cash Plan
Get Flagship Handset & Instant Cash, Up to $50,000 in Total1
3HK customers can now get a new phone and extra cash through 3Money's New Phone and Cash Plan - with zero interest, low administrative fees, and tenors up to 60 months for a more flexible repayment. Apply online 24/7 and get your approval result instantly without the need for any complicated documentation process - get your phone and cash, all hassle free.
No upfront payment
Get your phone immediately
Extra cash up to 2 times of total purchase value1
Zero interest
Just a monthly admin fee required2
Flexible repayment
Tenors up to 60 months
Instant approval
Get an approval amount now with our 24/7 online service3
Example
Purchase flagship handset and subscription plan*
iPhone Xs Max 256GB (3Money standalone handset price $10,199#; suggested retail price $10,799)

Total repayment amount / monthly instalment^

Tenor Purchase handset for $10,199
No extra cash
Purchase handset for $10,199
Extra cash up to 2 times of total purchase value ($20,398)
24 months $507 $1,520
36 months $365 $1,095
48 months $295 $883
60 months $252
Minimum monthly repayment amount
$755

# Customer purchasing standalone handset with "New Phone and Cash Plan" is required to subscribe to a SIM subscription plan.
^ The Monthly Administrative Fee is typically 0.8%, equivalent to an effective rate of 18.43% / 18.68% / 18.81% / 18.89% for an instalment tenor
of 24/36/48/60 months respectively, subject to fulfilment of credit requirements. The administrative fee may vary according to the applicant's credit records.
The final instalment amount may differ from previous instalment amounts due to rounding. WELEND LIMITED reserves its absolute right on the final loan decision.
Other Repayment Options
Select Handset Model and Check Details of the Plan
iPhone XR
Details
iPhone Xs
Details
iPhone Xs Max
Details
iPad Air
Details
iPad mini
Details
iPad Pro 11"
Details
iPad Pro 12.9"
Details
Samsung Galaxy Note10+
Details
Samsung Galaxy Note10
Details
Samsung Galaxy S10+
Details
Samsung Galaxy S10
Details
Samsung Galaxy A70 (8GB RAM)
Details
Samsung Galaxy A9 (8GB RAM)
Details
Samsung Galaxy A8s
Details
Sony Xperia 1
Details
HUAWEI P30 Pro
Details
HUAWEI Mate20 Pro
Details
Other handset
Details
How to Apply?

Apply online or visit a 3Shop to make your purchase, receive an instant approval amount.3

Collect your device at a 3 shop after signing the loan agreement and verifying your identity.
If you want extra cash, just confirm, and get additional money transferred to you.4
FAQ

Plan Features
Which company is providing the New Phone and Cash Plan?
Are the fees and interest incurred the same for both the handset instalment and cash loan portion of the Plan?
What are the fees incurred for this Plan?
What is the maximum amount and tenor?
Application Process
What documents do I need to provide for my application?
When will I know if I am successful in my application?
How can I submit my application documents?
Why do I need to provide my bank account details if I am only applying for the handset instalment portion of the Plan?
Can I just select this Plan for the handset value?
Can I purchase two handset ?
Application Eligibility
Who is eligible for this Plan?
What products are eligible for this Plan?
If I don't have an ATM card, are there any alternative documents that I can provide (e.g. bank statements)?
Approval and Disbursement
I only want to repay my handset subscription plan in instalments, why does my approved instalment exceed that of my handset subscription plan?
Repayment
How do I make my repayments?
What happens if my repayment is overdue?
Once I have signed my loan agreement, when do I make my first repayment? Do you have any examples?
Other than monthly administrative fees, are there any other fees incurred from using other services?
Do I need to set up Autopay, or can I make my payments at one of your stores?
  1. The minimum aggregate amount of the handset instalment and additional cash loan under the New Phone and Cash Plan is $3000. The maximum aggregate amount of the handset instalment and additional cash loan under the New Phone and Cash Plan is up to $50,000 or 3 times of the total contract value, whichever is lower.
  2. The Monthly Administrative Fee is typically 0.8%, equivalent to an effective rate of 17.72% and 18.89% for an instalment tenor of 12 and 60 months respectively, subject to fulfilment of credit requirements. The administrative fee may vary according to the applicant's credit records. Please refer to the approval page for details. WELEND LIMITED reserves its absolute right on the final loan decision.
  3. The option of 60-month instalment period is only applicable to an instalment amount of HK$10,000 or above.
  4. All required information on the application must be complete and accurate; and must fulfil the relevant application requirements.
* Successful applicant of "New Phone & Cash Plan" and subscribed selected mobile plan ($538 or $728 4.5G Smartphone Plan), will be entitled a free "Infinity data plan" (value up to $50/month) during the new mobile contract period.
+ This promotion is valid from now till 31st October2019, and applicable for successful applicants completed disbursement of New Phone and Cash Plan. This offer is only applicable to 3HK customer's first-time subscribers of KKBOX. To cancel subscription, please call 3Customer Services Hotline at least 7 days prior to the end day of the free trial period. Otherwise, a monthly fee will be charged automatically to the relevant registered customer account.

  • 3Money "New Phone and Cash Plan" (the "Plan") is offered under 3Money, a co-brand of 3HK and WELEND LIMITED. The handset instalment and cash loan services under the Plan are provided by WELEND LIMITED while the handset and mobile telecommunications monthly fee services are provided by 3HK.
  • The handset instalment and cash loan services provided under the Plan will include all charges for the whole period (such as handset value (if applicable), relevant monthly fees; value-added services and administrative fees) as specified in 3HK's sales and services agreement. Additional products or services purchased by the customers subsequently shall not be included in the Plan, and customer must pay for those additional products and services. In case of outstanding payment, the relevant services will be suspended until the outstanding payment is settled by the customer.
  • Should the customer cancel his/her Plan after signing the loan agreement with WELEND LIMITED, he/she should contact WELEND LIMITED for cancellation arrangements. WELEND LIMITED reserves its absolute right on any related fees and procedures based on the loan agreement.
  • This offer is applicable to selected handset and monthly plans only.
  • 3HK shall have the rights to make the final decision on all matters regarding the supply of specified handset model(s) for service subscription and adjustment of relevant 3HK monthly service fees under the Plan. WELEND LIMITED reserves its absolute right on handset instalment and cash loan services including final approval decisions, as well as any related disputes.

Terms & Condition for 2 Month Free Trial Music Service
  • This promotion is valid from now till 31st October2019, and applicable for successful applicants completed disbursement of New Phone and Cash Plan.
  • This offer is only applicable to 3HK customer's first-time subscribers of KKBOX.
  • To cancel subscription, please call 3HK Customer Services Hotline at least 7 days prior to the end day of the free trial period. Otherwise, a monthly fee will be charged automatically to the relevant registered customer account.

"3Money" powered by WeLend Limited is an online mobile lending platform provided by WeLend Limited, Hong Kong's leading fintech company (Money Lender's Licence Number: 0671 / 2019).
3Money is a trademark registered under 3HK. "3Money" powered by WeLend Limited leverages revolutionary FinTech solutions to allow 3HK customers to enjoy more convenient and efficient mobile lending services.


Terms and Conditions
About WeLend | Important Notice | Money Lenders Ordinance | Privacy Policy

Warning: You have to repay your loans. Don't pay any intermediaries.
Customer Service / Complaint Hotline: 3706 9107
(Monday to Saturday: 9am - 9pm | Sunday & Public Holiday: 10am - 9pm)

3Sales Hotline: 1032 | 3Customer Services Hotline: 1033

WELEND LIMITED
Money Lender's No: 0671 / 2019